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Hospital Indemnity Insurance

What Is a Hospital Indemnity Insurance Plan?
Hospital indemnity insurance is coverage you can add to your existing health insurance plan. It is type of supplemental insurance that pays you a predetermined benefit amount per day for each hospital confinement. It usually pays you this daily benefit amount for up to a year.

What does a Hospital Indemnity Policy Cover?
‍The coverage your hospital indemnity insurance provides depends on your plan choice.
Most plans cover:
 Hospital confinement (with or without surgery)
 Intensive Care Unit (ICU) confinement
 Critical Care Unit (CCU) confinement

Some hospital indemnity coverage also includes:
 Outpatient surgery
Continuous care
Outpatient X-rays and laboratory procedures
Outpatient diagnostic imaging procedures
Ambulances
Emergency rooms
Physician office visits
Outpatient Therapy
Short Duration Hospital Stays
Cancer
Critical Accidents